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Many consumers have a bit of confusion when it comes to distinguishing a secured credit card from an unsecured credit card. They both carry a brand logo from one of the major credit card companies and they both can be used anywhere that major credit cards are accepted. It is the behind the scene financial activity that determines the difference between a secured and an unsecured credit card. A secured credit card is a guaranteed VISA or MasterCard that has been secured by a deposit to the issuer's bank. Generally, you must deposit an amount, ranging from $300 to $5000, in a low-interest saving account or CD to secure the credit card. You then receive a credit line for up to 100 percent of your account balance. Each creditor has its own requirements for how much you can deposit for your credit line. The creditor issues you a credit">http://www.easy-approval-credit-cards.com">credit card by using your deposit as security. On the other hand, an unsecured credit cards offer just that -credit. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed or "charged" each month, or carry over to the next month (revolve) a certain amount that was borrowed and you are assessed an interest charge. You are then responsible to pay the interest charge as well. Credit cards carry a brand logo (e.g., Visa, MasterCard, American Express, etc.) and are accepted by participating merchants. When you use your credit card, the transaction requires a signature. More details about secured and unsecured credit cards can be found at www.easy-approval-credit-cards.com">http://www.easy-approval-credit-cards.com">www.easy-approval-credit-cards.com Determining what type of credit card is best for you will depend on your personal budgeting and spending habits as well as the status of your credit score. People with low credit scores usually have a better chance at obtaining a secured credit card over an unsecured credit card. ------------------------- About The Author
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According to a study published in the today’s issue of the journal Health Affairs, national health spending grew in 2007 at the lowest rate in nine years, mainly because prescription drug spending increased at the slowest pace since 1963. The study ...
Read moreNational Health Spending Is Slowly Rising - Eflux Media
John Travolta poses with his daughter Ella Bleu (l), son Jett, and wife Kelly Preston. FREEPORT, Bahamas -- An undertaker said that the remains of Jett Travolta are being cremated and that his parents plan to return to the U.S. from the Bahamas with ...
Read moreJett Travolta's Remains To Be Cremated - News4Jax.com
How long will it take you to pay off your credit card? Photo: ABBIE TRAYLER-SMITH Paying off an extra £1 a month of a £2,000 credit card bill could mean you clear the whole debt six years earlier – but reducing your payment by £1 a month could ...
Read moreHow long will it take you to pay off your credit card? - Daily Telegraph
WASHINGTON - Health care continued to take up a greater share of the economy in 2007, as spending on hospitals, doctors and other services increased 6.1 percent to $2.2 trillion. There was a silver lining in the numbers the government reported Monday ...
Read moreSee today's average credit card rates across the country. - MSNBC
LEXINGTON, Ky. (AP) — Six top officials at the Blue Grass Airport will no longer have credit cards issued by the board after it was revealed that three employees racked up $4,500 in charges at a Texas strip club. Board chairman Bernard Lovely told ...
Read moreKy. airport officials lose credit card privileges - Herald-Dispatch
Share THE Irish credit union movement is facing into the most critical period in its 50-year history as a high proportion of its members shun its services in favour of credit card debt, motor loans and leases and electronic payments by direct debit ...
Read moreWill credit unions survive? - Independent
Credit scores appear to be slipping for consumers in Greater Cincinnati and Northern Kentucky - at a time when many people are counting on credit to survive the recession and take advantage of low mortgage rates. An analysis of auto loan applications ...
Read moreLocal credit scores sliding - Cincinnati.com
LONDON--( BUSINESS WIRE )--Credit card and pre-paid co-branding remains a critical income line for retailers. But with the increasing challenges of the credit crunch, banks are reigning in marketing investment and reducing the value of the ...
Read moreAuriemma Launches Co-Brand Cards “Checkup” Service For Retailers - Businesswire.com
The scam : As if the passing of a loved one isn't bad enough, now officials say survivors have to worry about the deceased person's estate being fleeced. Scambusters reports that in recent weeks an outbreak of credit card fraud occurred using the ...
Read moreEstates of deceased being targeted - Allentown Morning Call
Starting next month, anyone paying parking tickets, inspection fees or other Hamilton County transactions online with a credit card will be charged a minimum $2 fee. Whenever someone uses a credit card now, the credit card company charges a ...
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