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Many consumers have a bit of confusion when it comes to distinguishing a secured credit card from an unsecured credit card. They both carry a brand logo from one of the major credit card companies and they both can be used anywhere that major credit cards are accepted. It is the behind the scene financial activity that determines the difference between a secured and an unsecured credit card. A secured credit card is a guaranteed VISA or MasterCard that has been secured by a deposit to the issuer's bank. Generally, you must deposit an amount, ranging from $300 to $5000, in a low-interest saving account or CD to secure the credit card. You then receive a credit line for up to 100 percent of your account balance. Each creditor has its own requirements for how much you can deposit for your credit line. The creditor issues you a credit">http://www.easy-approval-credit-cards.com">credit card by using your deposit as security. On the other hand, an unsecured credit cards offer just that -credit. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed or "charged" each month, or carry over to the next month (revolve) a certain amount that was borrowed and you are assessed an interest charge. You are then responsible to pay the interest charge as well. Credit cards carry a brand logo (e.g., Visa, MasterCard, American Express, etc.) and are accepted by participating merchants. When you use your credit card, the transaction requires a signature. More details about secured and unsecured credit cards can be found at www.easy-approval-credit-cards.com">http://www.easy-approval-credit-cards.com">www.easy-approval-credit-cards.com Determining what type of credit card is best for you will depend on your personal budgeting and spending habits as well as the status of your credit score. People with low credit scores usually have a better chance at obtaining a secured credit card over an unsecured credit card. ------------------------- About The Author
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Reporting from Freeport, Bahamas -- Jett Travolta's body showed no sign of head trauma despite a police statement that he hit his head on a bathtub, and the death certificate says he was killed by a seizure, an undertaker said Monday. The 16-year-old ...
Read moreTravolta's son said to have died of seizure, not head injury - Los Angeles Times
TEMPE, Ariz. There are two faces to the Arizona Cardinals' defense. There's the ugly one that surrendered 514 yards at New England. Then there's the handsome one that shut down the Atlanta Falcons in the Cardinals' biggest game of the season. The ...
Read moreMaligned Arizona defense strong against Falcons - Columbia Missourian
LEXINGTON, Ky. -- Six top officials at the Blue Grass Airport will no longer have credit cards issued by the board after it was revealed that three employees racked up $4,500 in charges at a Texas strip club. Board chairman Bernard Lovely told the ...
Read moreKy. airport officials lose credit card privileges - Lexington Herald-Leader
How long will it take you to pay off your credit card? Photo: ABBIE TRAYLER-SMITH Paying off an extra £1 a month of a £2,000 credit card bill could mean you clear the whole debt six years earlier – but reducing your payment by £1 a month could ...
Read moreHow long will it take you to pay off your credit card? - Daily Telegraph
To speed onboard ticket sales, Amtrak is planning to buy 2,000 credit-card readers for conductors to use to sell tickets. Amtrak still will require most passengers to have a ticket before boarding a train, if ticket windows are open or ticket ...
Read moreAmtrak plans onboard credit sales - Philadelphia Inquirer
Share THE Irish credit union movement is facing into the most critical period in its 50-year history as a high proportion of its members shun its services in favour of credit card debt, motor loans and leases and electronic payments by direct debit ...
Read moreWill credit unions survive? - Independent
Credit scores appear to be slipping for consumers in Greater Cincinnati and Northern Kentucky - at a time when many people are counting on credit to survive the recession and take advantage of low mortgage rates. An analysis of auto loan applications ...
Read moreLocal credit scores sliding - Cincinnati.com
Starting next month, anyone paying parking tickets, inspection fees or other Hamilton County transactions online with a credit card will be charged a minimum $2 fee. Whenever someone uses a credit card now, the credit card company charges a ...
Read moreCommission sees $750,000 saving - Cincinnati.com
The scam : As if the passing of a loved one isn't bad enough, now officials say survivors have to worry about the deceased person's estate being fleeced. Scambusters reports that in recent weeks an outbreak of credit card fraud occurred using the ...
Read morePolice Blotter - Allentown Morning Call
PITTSBURGH -- With many Americans drowning in debt, credit card companies are suddenly willing to throw some of them a life preserver. But it could be a sign of more struggling times ahead for the struggling economy. When shoppers plan to charge a ...
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